Since 1986, TBA Credit Union has been helping members with mortgages. Our mortgage lenders are prepared to provide superior service throughout all of Michigan with the financing of your home.
Our flexible rates, competitive closing costs, relationship-driven loan officers, and a broad range of products make TBA Credit Union the right choice for your home lending needs. Our experienced loan officers will guide you through your journey of homeownership.
We have a solution that fits your needs.
Fixed Rate
Purchase
10-15-20-30-Year Fixed TermÂ
Payment Within Your BudgetÂ
Rate Never Changes
Fixed Rate
Refinance
Shorten Your Current TermÂ
Cash-out Option
Debt Consolidation
Other Products Available
Rural Development (RD)Â
Jumbo LoansÂ
Manufactured HousingÂ
First-Time Home Buyer Loans
Vacant Land Loan
10 Year Fixed Term
5 Year Balloon Amortized 15 Year
10 Year Balloon Amortized 30 Year
VA Loan
Zero Down Payment OptionÂ
Low-cost LoanÂ
Easy to QualifyÂ
Residential Construction Loan
Build your perfect Dream HomeÂ
Funds Ready When NeededÂ
FHA Loan
Lower Down Payment RequirementsÂ
No Income LimitationsÂ
Fixed RatesÂ
Ready to apply?
Just starting the process? View the checklists below to make sure you have what you need to start the process.
Need an Expert in Your Corner? If you need assistance in choosing the right product or have a quick question for one of our mortgage lenders, please complete the contact form below and we will be happy to assist you.
Contact the Mortgage Team
Mary Burgin
Mortgage Loan Originator
NMLS #1901789
maryb@tbacu.com
231.342.4732
Carrie Eppinger
Mortgage Loan Originator
NMLS #718733
carriee@tbacu.com
231.944.0528
David Powell
Mortgage Manager
NMLS #2542958
davidp@tbacu.com
231.649.0300
Joan Carley
Mortgage Loan Processor
joanc@tbacu.com
231.946.8798
Mortgage Tips – Things to Avoid During the Mortgage Process
- Employment status should not change. If employment status changes, please let your loan officer know immediately to avoid any delays.
- Do not apply for any lines of credit, including new credit cards.
- Do not make any large deposits or withdrawals from your assets. Regular paycheck deposits are ok.
- Do not stop making loan payments. This includes current mortgage, credit card, loans, etc. Never fall behind on your bills.
- Refrain from making large purchases. IE: new car, new boat, new snowmobile, new furniture, etc.
- Do not change your financial institution if your bank statements were provided to your lender.